Smart Money Moves: 1-on-1 Financial Coaching

Take control of your financial future with Smart Money Moves 1-on-1 Financial Coaching – a personalized coaching experience designed to help you navigate your financial challenges, build wealth, and achieve long-term financial success. Whether you're struggling with budgeting, paying down debt, or planning for a major financial goal, we’re here to guide you with expert advice and actionable strategies tailored to your unique situation.
​At B&M Financial Management Services, we believe that financial success isn’t about how much you make, but how well you manage it. Our coaching program provides you with the tools, accountability, and ongoing support needed to transform your financial habits and achieve real results.

Smart Money Moves:  Group fINANCIAL Coaching

Our group programs are designed to empower individuals to take control of their finances and achieve long-term financial stability. Whether you’re looking to reduce debt, create a sustainable budget, or build your savings, our group coaching program provides the tools and support you need to succeed.

​These sessions offer a structured, yet collaborative environment where you can learn alongside others who share similar financial goals. 
We’ll guide you step by step through key concepts like budgeting, debt management, and financial planning. Each session is interactive and focused on practical strategies that you can apply to your everyday life.
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Through Smart Money Moves, you’ll gain the financial literacy and confidence to make smarter money decisions, set achievable goals, and build a more secure financial future. Join our community and start making your Smart Money Moves today!

What clients are saying...

"I was drowning in debt and had no idea how to turn my financial situation around. That's when I decided to seek the help of a financial coach. Working with BMFMS’ Financial Coaching Services was a game-changer for me. They not only provided me with practical strategies to manage my debt but also gave me the confidence and motivation to tackle my financial goals head-on. Thanks to Theresa's guidance and support, I am now on the path to financial freedom, with a clear plan, reduced debt, and a brighter future ahead."


- Sarah Timber
"I always struggled with budgeting and saving money. I knew I needed to change my habits, but I didn't know where to start. That's when I discovered financial coaching provided by BMFMS. Theresa's knowledge, patience and skills was exactly what I needed. She took the time to understand my financial situation and goals, and provided me with a personalized plan that made budgeting and saving feel achievable. Today, I am proud to say that I have established healthy financial habits and have achieved financial stability, all thanks to the expert guidance and support from Theresa and the Staff at BMFMS."


- Mark Reynolds
"I had been making costly mistakes and missing out on opportunities. That's when I decided to seek the help of a financial coach to help. Theresa analyzed my current situation, educated me on different strategies, and helped me create a diversified plan to help me gain control of my spending habits and financial goals. Since then, I’ve been able to keep track of my spending and stay within my monthly budget. And most of all I feel more confident in my decision-making. I highly recommend BMFMS Financial Coaching Services to gain control of their finances for a better future."


- Jennifer MaJorani
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